What impact do people who cheat you financially ( maybe you hire a worker who doesn't do the job, or takes a deposit and never delivers on the actual job) have on you and your ability to conduct transations?
I just had a big debate with my someone about the issue: she feels I'm too trusting (because I tend to give people a chance and try not to judge them based on my interaction with other people).
My position is that no thief is going to be allowed to steal my ability to make decisions and poison me to become an engry, bitter, distrustful individual who can't even hire service providers.
Yes, I learn from my mistakes. I even went through a stage when I saw people out to get me hiding in every nook and cranny.
But eventually I resolved that living like that was too hard; it takes too much energy and you can never really be happy and enjoy life if everyone is a potential enemy. Funny enough, I felt a lot of negative energy while having the discussion and I couldn't imagine carrying that level of pain everyday because of a negative worldview.
Anyhoo, I'd like you to share your views on the issue:
Do you interact with people with the assumption that, while there are cheats out there, most people just want their deposit so they can get on with the job?
Do you freak out every time you have to pay a service provider a deposit because in your experience, people are prone to take your money and run and you'd rather they did the job and then you pay?
As a service provider, do you insist on a deposit because you're afraid the client won't pay once you've done the job? Or do you see a deposit as just a normal part of doing business and it has no bearing on the trustworthiness of the person you're dealing with?